Delaware Nation Down Payment & Closing Cost Assistance
Forgivable loan · New construction · Income limits
Down payment assistance · Caddo County
Buying a home in Carnegie, OK
4 county programs and 18 statewide.Carnegie has no program of its own, 4 across Caddo County, and 18 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Carnegie
No program of Carnegie’s own yet
No program run for Carnegie alone is listed. A home in Carnegie can use Caddo County’s programs below, plus the Oklahoma statewide and federal ones.
The closest city that runs its own program is Lawton, about 36 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CaddoAnywhere in Caddo County
4 county programs4 county programs a Carnegie homebuyer can use
- Delaware Nation Down Payment & Closing Cost AssistanceUp to $3,005
- Caddo Nation Division of Housing Down Payment AssistanceGrant
- Fort Sill Apache Housing Authority Tribal Funded Down Payment & Closing Cost (DPCC) ProgramGrant
- Kiowa Tribe Housing Authority (KTHA) Down Payment & Closing Cost AssistanceGrant
The Carnegie marketThe Carnegie housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Carnegie
- 84.1% single-familysingle-family
- 0.7% townhousetownhouse
- 0.4% 2–4 units2–4 units
- 10.6% 5+ unitscondo & apartment buildings (5+ units)
- 4.2% mobile & othermobile home & other
About condos. None of Carnegie’s 4 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Carnegie’s homes were built
pre-19401970s2020+
80.7%
of Carnegie homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$71,800
County area median income, 4 people (HUD)HUD area median income, Caddo County, 4-person household (2026)
$43,839
Carnegie median household incomeMedian household income in Carnegie (Census, 2024)
18 of the 84 programs here set their income limit as a share of Caddo County’s area median income, adjusted for household size. See the published limits for Caddo County
Free help nearbyFree help near Carnegie
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oklahoma and nationwide
80 statewide & federal programs18 statewide programs, plus federal options
Carnegie questions
Does Carnegie have its own down payment program?
No program run for Carnegie alone is listed. A home in Carnegie can use the 4 programs that cover Caddo County and the 18 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Carnegie?
None of Carnegie’s 4 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Caddo County?
Each program sets its own. 18 of the programs here set theirs as a share of HUD’s area median income for Caddo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Carnegie?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
73015
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.