Down payment assistance for USDA loans in Texas
89 down payment assistance programs in Texas name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Upfront Cost Assistance Program (UPCAP)
- Texas Nursing Faculty Down Payment Assistance
- Texas Police Officers DPA Program
- 5 Star Texas Advantage ProgramStatewide
- First Time Homebuyer's Program (FTHB)Tyler
- Home Ownership Program for Employees (HOPE)San Antonio
- Homebuyer Assistance Program (HAP)Houston
- Homebuyer Down Payment AssistanceWaco
- Midland Homebuyer Assistance ProgramMidland
- TSAHC East Texas Down Payment Assistance
- TSAHC Home Sweet Texas
- Down Payment Assistance Program (DAP)
- Down Payment AssistanceCollege Station
- First Responders Homebuyer Assistance Program (FRHAP)San Antonio
- Homebuyer Assistance Program - CDBGBaytown
- Homebuyer Down Payment Assistance ProgramIrving
- San Antonio HIP 80 (Homeownership Incentive Program)San Antonio
- Wichita Falls First Time Home Buyer ProgramWichita Falls
- Conventional Loans with Down Payment Assistance
- Home Sweet Texas
- Buying Power ProgramGrand Prairie
- Home Sweet Texas Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide
- Homes for Texas Heroes
- Arlington Homebuyers Assistance ProgramArlington
- Middle Income Homeownership ProgramSan Antonio
- Baytown Down Payment Assistance ProgramBaytown
- First Time Homebuyer's ProgramTexas City
- El Paso First-Time Homebuyer ProgramEl Paso
- Homebuyer Assistance (HBA) ProgramBrownsville
- Texas Health Care Heroes Down Payment Assistance
- Denton Homebuyer Assistance ProgramDenton
- El Paso Housing Finance Corporation Mi Casa Grant ProgramEl Paso
- Arlington Homebuyer's Assistance Program (AHAP)Arlington
- Texas EMS Down Payment Assistance Program
- Homeownership Incentive Program (HIP 120)San Antonio
- Texas Firefighters DPA Program
- TSAHC Texas Panhandle Down Payment Assistance
- Travis County - Hill Country Home Down Payment Assistance
- Tom Green County Down Payment AssistanceSan Angelo
- Homes for Heroes Healthcare Workers Program
- Texas County Jailer DPA Program
- Homes for Texas Heroes Home Loan Program - GrantStatewide
- Homes for Texas Heroes Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide
- Houston First-Time Homebuyers ProgramHouston
- San Angelo First-Time Homebuyers ProgramSan Angelo
- SETH MyHome Plus Program
- Texas Corrections Officers DPA Program
- Odessa Homebuyer Assistance ProgramOdessa
- Port Arthur Homebuyer ProgramPort Arthur
- Tyler First Time Homebuyers ProgramTyler
- Bryan Homebuyer Assistance ProgramBryan
- Targeted Down Payment Assistance ProgramFrisco
- Harris County Housing Finance Corporation Down Payment AssistanceHouston
- Brownsville Down Payment Assistance ProgramBrownsville
- College Station Down Payment Assistance ProgramCollege Station
- USDA Rural Housing Loans
- Down Payment Assistance ProgramBryan
- Homebuyer Assistance ProgramCorpus Christi
- Homebuyer Assistance Program (HAP) - HOME Investment Partnership ProgramSan Angelo
- First Time Home Buyer Program - HOMEWichita Falls
Questions, answered
Can down payment assistance be used with USDA loans in Texas?
89 down payment assistance programs in Texas name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How USDA loans work with down payment assistance, nationally →
90-second match
Not sure which you qualify for?
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programs