Down payment assistance for FHA loans in Texas
132 down payment assistance programs in Texas name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Upfront Cost Assistance Program (UPCAP)
- Texas Nursing Faculty Down Payment Assistance
- Texas Police Officers DPA Program
- NeighborhoodLIFT Program
- 5 Star Texas Advantage ProgramStatewide
- First Time Homebuyer's Program (FTHB)Tyler
- Home Ownership Program for Employees (HOPE)San Antonio
- Homebuyer Assistance Program (HAP)Houston
- Homebuyer Down Payment AssistanceWaco
- Midland Homebuyer Assistance ProgramMidland
- Corpus Christi Homebuyer Assistance ProgramCorpus Christi
- TSAHC East Texas Down Payment Assistance
- TSAHC Home Sweet Texas
- Dallas Homebuyer AssistanceDallas
- Down Payment Assistance Program (DAP)
- Down Payment AssistanceCollege Station
- First Responders Homebuyer Assistance Program (FRHAP)San Antonio
- Homebuyer Assistance Program - CDBGBaytown
- Homebuyer Down Payment Assistance ProgramIrving
- San Antonio HIP 80 (Homeownership Incentive Program)San Antonio
- Wichita Falls First Time Home Buyer ProgramWichita Falls
- Conventional Loans with Down Payment Assistance
- Home Sweet Texas
- Buying Power ProgramGrand Prairie
- Chenoa Fund FHA Down Payment Assistance - Forgivable
- Home Sweet Texas Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide
- San Antonio Homeownership Incentive Program (HIP 120)San Antonio
- Homes for Texas Heroes
- Arlington Homebuyers Assistance ProgramArlington
- Dallas County UPCAP Program
- Middle Income Homeownership ProgramSan Antonio
- McKinney Housing Finance Corporation + TDHCA Partnership DPAMcKinney
- San Antonio Housing Trust Fund ProgramSan Antonio
- Baytown Down Payment Assistance ProgramBaytown
- First Time Homebuyer's ProgramTexas City
- El Paso First-Time Homebuyer ProgramEl Paso
- Homebuyer Assistance (HBA) ProgramBrownsville
- LoanDepot Cash-Back Incentive Program
- San Antonio HIP 120 (Homeownership Incentive Program)San Antonio
- Texas Health Care Heroes Down Payment Assistance
- Denton Homebuyer Assistance ProgramDenton
- El Paso Housing Finance Corporation Mi Casa Grant ProgramEl Paso
- Galveston First Time Homebuyers ProgramGalveston
- Arlington Homebuyer's Assistance Program (AHAP)Arlington
- Texas EMS Down Payment Assistance Program
- Homeownership Incentive Program (HIP 120)San Antonio
- Harris County Down Payment Assistance Program
- Texas Firefighters DPA Program
- TSAHC Texas Panhandle Down Payment Assistance
- Travis County - Hill Country Home Down Payment Assistance
- Tom Green County Down Payment AssistanceSan Angelo
- Homes for Heroes Healthcare Workers Program
- Texas Regional Bank Down Payment Assistance
- Texas County Jailer DPA Program
- Homes for Texas Heroes Home Loan Program - GrantStatewide
- Homes for Texas Heroes Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide
- Houston First-Time Homebuyers ProgramHouston
- San Angelo First-Time Homebuyers ProgramSan Angelo
- SETH MyHome Plus Program
- Denton Homebuyers Assistance ProgramDenton
Questions, answered
Can down payment assistance be used with FHA loans in Texas?
132 down payment assistance programs in Texas name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
How FHA loans work with down payment assistance, nationally →
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