Assistance grant
Abilene First Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single-family
Down payment assistance · Taylor County
Buying a home in Abilene, TX
2 Abilene programs and 50 statewide.Abilene has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Abilene addresses
Abilene’s own programs
Forgivable loan
First Time Homebuyer program
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium, PUD · 1-unit only.
The Abilene marketThe Abilene housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Abilene
- 69.2% single-familysingle-family
- 3% townhousetownhouse
- 7.7% 2–4 units2–4 units
- 16.9% 5+ unitscondo & apartment buildings (5+ units)
- 3.2% mobile & othermobile home & other
Condos count. 1 of Abilene’s 2 local and county programs accept condos. Abilene First Time Homebuyer Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Abilene’s homes were built
pre-19401970s2020+
56.1%
of Abilene homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,100
County area median income, 4 people (HUD)HUD area median income, Taylor County, 4-person household (2026)
$62,648
Abilene median household incomeMedian household income in Abilene (Census, 2024)
24 of the 114 programs here set their income limit as a share of Taylor County’s area median income, adjusted for household size. See the published limits for Taylor County
Free help nearbyFree help near Abilene
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Abilene questions
Does Abilene have its own down payment program?
Yes, 2: Abilene First Time Homebuyer Program and First Time Homebuyer program. Each is for homes inside Abilene.
Can I use assistance on a condo in Abilene?
1 of Abilene’s 2 local and county programs accept condos. Abilene First Time Homebuyer Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Taylor County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Taylor County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Abilene?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
79601 · 79602 · 79603 · 79604 · 79605 · 79606 · 79608 · 79697 · 79698 · 79699
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.