Down payment assistance · Howard County
Buying a home in Big Spring, TX
50 statewide.Big Spring has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Big Spring
No program of Big Spring’s own yet
No program run for Big Spring or for Howard County alone is listed. A home in Big Spring can use the Texas statewide and federal programs below.
The closest city that runs its own program is Midland, about 39 miles away. City programs usually require the home to be inside that city’s limits.
The Big Spring marketThe Big Spring housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Big Spring
- 77.2% single-familysingle-family
- 2.6% townhousetownhouse
- 3.5% 2–4 units2–4 units
- 14.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Big Spring’s homes were built
79.8%
of Big Spring homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of Howard County’s area median income, adjusted for household size. See the published limits for Howard County
Free help nearbyFree help near Big Spring
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Big Spring questions
Does Big Spring have its own down payment program?
No program run for Big Spring alone is listed. A home in Big Spring can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Big Spring?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Howard County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Howard County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Big Spring?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
79720 · 79721
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.