Deferred second loan
Down Payment Assistance
First-time homebuyers · New construction · Income limits · Single-family detached, townhouse, condominium, PUD.
Down payment assistance · Brazos County
Buying a home in College Station, TX
2 College Station programs and 50 statewide.College Station has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for College Station addresses
College Station’s own programs
Shared-appreciation loan
College Station Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · Single-family
The College Station marketThe College Station housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in College Station
- 42.4% single-familysingle-family
- 7.7% townhousetownhouse
- 17.6% 2–4 units2–4 units
- 31.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
Condos count. 1 of College Station’s 2 local and county programs accept condos. College Station Down Payment Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When College Station’s homes were built
pre-19401970s2020+
18.1%
of College Station homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,600
County area median income, 4 people (HUD)HUD area median income, Brazos County, 4-person household (2026)
$50,900
College Station median household incomeMedian household income in College Station (Census, 2024)
24 of the 114 programs here set their income limit as a share of Brazos County’s area median income, adjusted for household size. See the published limits for Brazos County
Free help nearbyFree help near College Station
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
College Station questions
Does College Station have its own down payment program?
Yes, 2: Down Payment Assistance and College Station Down Payment Assistance Program. Each is for homes inside College Station.
Can I use assistance on a condo in College Station?
1 of College Station’s 2 local and county programs accept condos. College Station Down Payment Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Brazos County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Brazos County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near College Station?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of College Station. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77840 · 77841 · 77842 · 77843 · 77844 · 77845
Nearby in Brazos
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.