Down payment assistance · Houston County
Buying a home in Cooper, TX
50 statewide.Cooper has no program of its own, and 50 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Cooper
No program of Cooper’s own yet
No program run for Cooper or for Houston County alone is listed. A home in Cooper can use the Texas statewide and federal programs below.
The closest city that runs its own program is Bryan, about 61 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Houston County
How programs here set their income limits
22 of the 112 programs here set their income limit as a share of Houston County’s area median income, adjusted for household size. See the published limits for Houston County
Free help nearbyFree help near Cooper
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Cooper questions
Does Cooper have its own down payment program?
No program run for Cooper alone is listed. A home in Cooper can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cooper?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Houston County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Houston County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cooper?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75432
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.