Down payment assistance · Wichita County
Buying a home in Electra, TX
50 statewide.Electra has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Electra
No program of Electra’s own yet
No program run for Electra or for Wichita County alone is listed. A home in Electra can use the Texas statewide and federal programs below.
The closest city that runs its own program is Wichita Falls, about 26 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
2 programs for homes in nearby cities
2 more programs are for homes in Wichita Falls. See them 2 programs in neighboring cities — for homes inside those cities, not Electra
- Wichita Falls — First Time Home Buyer Program - HOME
- Wichita Falls — Wichita Falls First Time Home Buyer Program
The Electra marketThe Electra housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Electra
- 87% single-familysingle-family
- 0% townhousetownhouse
- 5.4% 2–4 units2–4 units
- 3.1% 5+ unitscondo & apartment buildings (5+ units)
- 4.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Electra’s homes were built
78.6%
of Electra homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of Wichita County’s area median income, adjusted for household size. See the published limits for Wichita County
Free help nearbyFree help near Electra
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Electra questions
Does Electra have its own down payment program?
No program run for Electra alone is listed. A home in Electra can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Electra?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Wichita County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Wichita County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Electra?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
76360
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.