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Down payment assistance

Buying a home in Elm Creek, TX

50 statewide.

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What’s local to Elm Creek

No program run for Elm Creek or for Maverick County alone is listed. A home in Elm Creek can use the Texas statewide and federal programs below.

The closest city that runs its own program is San Antonio, about 129 miles away. City programs usually require the home to be inside that city’s limits.

The Elm Creek market

Kinds of homes here

  • 93.4% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 0% 5+ units
  • 6.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

0%

of Elm Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$61,700
County area median income, 4 people (HUD)
$52,263
Elm Creek median household income

See the published limits for Maverick County

Free help nearby

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Across Texas and nationwide

112 statewide & federal programs

Elm Creek questions

Does Elm Creek have its own down payment program?

No program run for Elm Creek alone is listed. A home in Elm Creek can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Elm Creek?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Maverick County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Maverick County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Elm Creek?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.