Down payment assistance · Ector County
Buying a home in Gardendale, TX
50 statewide.Gardendale has no program of its own, and 50 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Gardendale
No program of Gardendale’s own yet
No program run for Gardendale or for Ector County alone is listed. A home in Gardendale can use the Texas statewide and federal programs below.
The closest city that runs its own program is Odessa, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Odessa. See them 1 program in neighboring cities — for homes inside those cities, not Gardendale
- Odessa — Odessa Homebuyer Assistance Program
Income limits in Ector County
How programs here set their income limits
22 of the 112 programs here set their income limit as a share of Ector County’s area median income, adjusted for household size. See the published limits for Ector County
Free help nearbyFree help near Gardendale
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Gardendale questions
Does Gardendale have its own down payment program?
No program run for Gardendale alone is listed. A home in Gardendale can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Gardendale?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Ector County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Ector County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Gardendale?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Gardendale. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
79758
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.