Down payment assistance · Deaf Smith County
Buying a home in Hereford, TX
50 statewide.Hereford has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Hereford
No program of Hereford’s own yet
No program run for Hereford or for Deaf Smith County alone is listed. A home in Hereford can use the Texas statewide and federal programs below.
The closest city that runs its own program is Midland, about 196 miles away. City programs usually require the home to be inside that city’s limits.
The Hereford marketThe Hereford housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hereford
- 78.9% single-familysingle-family
- 1.4% townhousetownhouse
- 8.8% 2–4 units2–4 units
- 7.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hereford’s homes were built
73.4%
of Hereford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of Deaf Smith County’s area median income, adjusted for household size. See the published limits for Deaf Smith County
Free help nearbyFree help near Hereford
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Hereford questions
Does Hereford have its own down payment program?
No program run for Hereford alone is listed. A home in Hereford can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hereford?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Deaf Smith County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Deaf Smith County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hereford?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
79045
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.