Assistance grant
Laredo First-Time Homebuyers Program
First-time homebuyers
Down payment assistance · Webb County
Buying a home in Laredo, TX
1 Laredo program and 50 statewide.Laredo has 1 program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Laredo addresses
Laredo’s own program
The Laredo marketThe Laredo housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Laredo
- 67.2% single-familysingle-family
- 3.2% townhousetownhouse
- 7% 2–4 units2–4 units
- 14.9% 5+ unitscondo & apartment buildings (5+ units)
- 7.7% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Laredo’s homes were built
pre-19401970s2020+
23.9%
of Laredo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$74,000
County area median income, 4 people (HUD)HUD area median income, Webb County, 4-person household (2026)
$63,915
Laredo median household incomeMedian household income in Laredo (Census, 2024)
22 of the 113 programs here set their income limit as a share of Webb County’s area median income, adjusted for household size. See the published limits for Webb County
Free help nearbyFree help near Laredo
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Laredo questions
Does Laredo have its own down payment program?
Yes, one: Laredo First-Time Homebuyers Program, a assistance grant for first-time homebuyers. It is for homes inside Laredo.
Can I use assistance on a condo in Laredo?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Webb County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Webb County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Laredo?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Laredo. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
78040 · 78041 · 78042 · 78043 · 78044 · 78045 · 78046 · 78049
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.