Down payment assistance · Caldwell County
Buying a home in Martindale, TX
50 statewide.Martindale has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Martindale
No program of Martindale’s own yet
No program run for Martindale or for Caldwell County alone is listed. A home in Martindale can use the Texas statewide and federal programs below.
The closest city that runs its own program is Austin, about 30 miles away. City programs usually require the home to be inside that city’s limits.
The Martindale marketThe Martindale housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Martindale
- 65% single-familysingle-family
- 0% townhousetownhouse
- 7% 2–4 units2–4 units
- 5.4% 5+ unitscondo & apartment buildings (5+ units)
- 22.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Martindale’s homes were built
37.7%
of Martindale homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of Caldwell County’s area median income, adjusted for household size. See the published limits for Caldwell County
Free help nearbyFree help near Martindale
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Martindale questions
Does Martindale have its own down payment program?
No program run for Martindale alone is listed. A home in Martindale can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Martindale?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Caldwell County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Caldwell County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Martindale?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
78655
Nearby in Caldwell
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.