Assistance grant
Texarkana First Time Homebuyer Assistance Program
First-time homebuyers · New construction · Income limits · Single-family
Down payment assistance · Bowie County
Buying a home in Texarkana, TX
2 Texarkana programs and 50 statewide.Texarkana has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Texarkana’s own programs
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Texarkana First-Time Homebuyer Assistance Program
First-time homebuyers · Income limits · Single Family · New Construction
The Texarkana marketThe Texarkana housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Texarkana
- 65% single-familysingle-family
- 1.8% townhousetownhouse
- 11.7% 2–4 units2–4 units
- 20% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
About condos. None of Texarkana’s 2 local and county programs list condos as eligible. Texarkana First Time Homebuyer Assistance Program lists single-family. Texarkana First-Time Homebuyer Assistance Program lists single family and new construction.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Texarkana’s homes were built
pre-19401970s2020+
52.4%
of Texarkana homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$78,300
County area median income, 4 people (HUD)HUD area median income, Bowie County, 4-person household (2026)
$50,573
Texarkana median household incomeMedian household income in Texarkana (Census, 2024)
24 of the 114 programs here set their income limit as a share of Bowie County’s area median income, adjusted for household size. See the published limits for Bowie County
Free help nearbyFree help near Texarkana
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Texarkana’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Texarkana First Time Homebuyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Texarkana questions
Does Texarkana have its own down payment program?
Yes, 2: Texarkana First Time Homebuyer Assistance Program and Texarkana First-Time Homebuyer Assistance Program. Each is for homes inside Texarkana.
Can I use assistance on a condo in Texarkana?
None of Texarkana’s 2 local and county programs list condos as eligible. Texarkana First Time Homebuyer Assistance Program lists single-family. Texarkana First-Time Homebuyer Assistance Program lists single family and new construction. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Bowie County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Bowie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Texarkana?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75501 · 75503 · 75504 · 75505 · 75507 · 75599
Nearby in Bowie
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.