Assistance grant
Tyler First Time Homebuyers Program
First-time homebuyers · Income limits · Single-family
Down payment assistance · Smith County
Buying a home in Tyler, TX
2 Tyler programs and 50 statewide.Tyler has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Tyler addresses
Tyler’s own programs
Forgivable loan
First Time Homebuyer's Program (FTHB)
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium, PUD.
The Tyler marketThe Tyler housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tyler
- 62% single-familysingle-family
- 4.1% townhousetownhouse
- 7.3% 2–4 units2–4 units
- 24.8% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
Condos count. 1 of Tyler’s 2 local and county programs accept condos. Tyler First Time Homebuyers Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tyler’s homes were built
pre-19401970s2020+
52.6%
of Tyler homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,300
County area median income, 4 people (HUD)HUD area median income, Smith County, 4-person household (2026)
$67,486
Tyler median household incomeMedian household income in Tyler (Census, 2024)
24 of the 114 programs here set their income limit as a share of Smith County’s area median income, adjusted for household size. See the published limits for Smith County
Free help nearbyFree help near Tyler
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Tyler questions
Does Tyler have its own down payment program?
Yes, 2: Tyler First Time Homebuyers Program and First Time Homebuyer's Program (FTHB). Each is for homes inside Tyler.
Can I use assistance on a condo in Tyler?
1 of Tyler’s 2 local and county programs accept condos. Tyler First Time Homebuyers Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Smith County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Smith County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tyler?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75701 · 75702 · 75703 · 75704 · 75705 · 75706 · 75707 · 75708 · 75709 · 75710 · 75711 · 75712 · 75713 · 75798 · 75799
Nearby in Smith
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.