Assistance grant
Victoria Down Payment and Closing Cost Assistance
First-time homebuyers · Income limits · Single Family
Down payment assistance · Victoria County
Buying a home in Victoria, TX
1 Victoria program and 50 statewide.Victoria has 1 program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Victoria addresses
Victoria’s own program
The Victoria marketThe Victoria housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Victoria
- 61.6% single-familysingle-family
- 1.5% townhousetownhouse
- 14.1% 2–4 units2–4 units
- 16.6% 5+ unitscondo & apartment buildings (5+ units)
- 6.2% mobile & othermobile home & other
About condos. Victoria’s one local program does not list condos as eligible. Victoria Down Payment and Closing Cost Assistance lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Victoria’s homes were built
pre-19401970s2020+
49.7%
of Victoria homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$81,300
County area median income, 4 people (HUD)HUD area median income, Victoria County, 4-person household (2026)
$67,226
Victoria median household incomeMedian household income in Victoria (Census, 2024)
23 of the 113 programs here set their income limit as a share of Victoria County’s area median income, adjusted for household size. See the published limits for Victoria County
Free help nearbyFree help near Victoria
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Victoria questions
Does Victoria have its own down payment program?
Yes, one: Victoria Down Payment and Closing Cost Assistance, a assistance grant for first-time homebuyers (income limits). It is for homes inside Victoria.
Can I use assistance on a condo in Victoria?
Victoria’s one local program does not list condos as eligible. Victoria Down Payment and Closing Cost Assistance lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Victoria County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Victoria County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Victoria?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77901 · 77902 · 77903 · 77904 · 77905
Nearby in Victoria
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.