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Down payment assistance

Buying a home in Ames, TX

50 statewide.

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What’s local to Ames

No program run for Ames or for Coryell County alone is listed. A home in Ames can use the Texas statewide and federal programs below.

The closest city that runs its own program is Waco, about 37 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Coryell County

How programs here set their income limits

$85,100
County area median income, 4 people (HUD)

See the published limits for Coryell County

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Across Texas and nationwide

112 statewide & federal programs

Ames questions

Does Ames have its own down payment program?

No program run for Ames alone is listed. A home in Ames can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Ames?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Coryell County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Coryell County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Ames?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.