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Down payment assistance

Buying a home in Fort Hood, TX

50 statewide.

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What’s local to Fort Hood

No program run for Fort Hood or for Bell County alone is listed. A home in Fort Hood can use the Texas statewide and federal programs below.

The closest city that runs its own program is Waco, about 47 miles away. City programs usually require the home to be inside that city’s limits.

The Fort Hood market

Kinds of homes here

  • 19.2% single-family
  • 66.1% townhouse
  • 10.9% 2–4 units
  • 3.1% 5+ units
  • 0.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

56.6%

of Fort Hood homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$85,100
County area median income, 4 people (HUD)
$62,835
Fort Hood median household income

See the published limits for Bell County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Texas and nationwide

112 statewide & federal programs

Fort Hood questions

Does Fort Hood have its own down payment program?

No program run for Fort Hood alone is listed. A home in Fort Hood can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Fort Hood?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Bell County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Bell County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Fort Hood?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Fort Hood. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.