Down payment assistance · McLennan County
Buying a home in Bellmead, TX
50 statewide.Bellmead has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Bellmead
No program of Bellmead’s own yet
No program run for Bellmead or for McLennan County alone is listed. A home in Bellmead can use the Texas statewide and federal programs below.
The closest city that runs its own program is Waco, about 4 miles away. City programs usually require the home to be inside that city’s limits.
The Bellmead marketThe Bellmead housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bellmead
- 67.2% single-familysingle-family
- 0.1% townhousetownhouse
- 7.7% 2–4 units2–4 units
- 9.6% 5+ unitscondo & apartment buildings (5+ units)
- 15.3% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bellmead’s homes were built
43%
of Bellmead homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of McLennan County’s area median income, adjusted for household size. See the published limits for McLennan County
Free help nearbyFree help near Bellmead
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Bellmead questions
Does Bellmead have its own down payment program?
No program run for Bellmead alone is listed. A home in Bellmead can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bellmead?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in McLennan County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for McLennan County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bellmead?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Bellmead. Create a free account and take the 90-second match to see the ones near you.
Nearby in McLennan
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.