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Down payment assistance

Buying a home in Lacy-Lakeview, TX

50 statewide.

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What’s local to Lacy-Lakeview

No program run for Lacy-Lakeview or for McLennan County alone is listed. A home in Lacy-Lakeview can use the Texas statewide and federal programs below.

The closest city that runs its own program is Waco, about 6 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

2 programs for homes in nearby cities

2 more programs are for homes in Waco. See them
  • Waco — Waco Homebuyer Down Payment Assistance
  • Waco — Homebuyer Down Payment Assistance

The Lacy-Lakeview market

Kinds of homes here

  • 49.3% single-family
  • 2.2% townhouse
  • 10.5% 2–4 units
  • 34.3% 5+ units
  • 3.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

50.2%

of Lacy-Lakeview homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$90,300
County area median income, 4 people (HUD)
$56,924
Lacy-Lakeview median household income

See the published limits for McLennan County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Texas and nationwide

112 statewide & federal programs

Lacy-Lakeview questions

Does Lacy-Lakeview have its own down payment program?

No program run for Lacy-Lakeview alone is listed. A home in Lacy-Lakeview can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Lacy-Lakeview?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in McLennan County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for McLennan County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Lacy-Lakeview?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Lacy-Lakeview. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.