Forgivable loan
Montgomery County Home Fund Program
First-time homebuyers · Income limits · Single-family detached, townhouse, condominium, PUD.
Down payment assistance · Montgomery County
Buying a home in Conroe, TX
1 Conroe program and 50 statewide.Conroe has 1 program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Conroe addresses
Conroe’s own program
The Conroe marketThe Conroe housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Conroe
- 55.6% single-familysingle-family
- 3.1% townhousetownhouse
- 5.1% 2–4 units2–4 units
- 30.5% 5+ unitscondo & apartment buildings (5+ units)
- 5.7% mobile & othermobile home & other
Condos count. Conroe’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Conroe’s homes were built
pre-19401970s2020+
17.4%
of Conroe homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Montgomery County, 4-person household (2026)
$76,206
Conroe median household incomeMedian household income in Conroe (Census, 2024)
23 of the 113 programs here set their income limit as a share of Montgomery County’s area median income, adjusted for household size. See the published limits for Montgomery County
Free help nearbyFree help near Conroe
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Conroe’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Montgomery County Home Fund Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Conroe questions
Does Conroe have its own down payment program?
Yes, one: Montgomery County Home Fund Program, a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Conroe.
Can I use assistance on a condo in Conroe?
Conroe’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Montgomery County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Montgomery County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Conroe?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77301 · 77302 · 77303 · 77304 · 77305 · 77306 · 77384 · 77385
Nearby in Montgomery
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.