Montgomery County Home Fund Program
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Montgomery County
Buying a home in Willis, TX
1 county program and 50 statewide.Willis has no program of its own, 1 across Montgomery County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Willis
No program of Willis’s own yet
No program run for Willis alone is listed. A home in Willis can use Montgomery County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Houston, about 46 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MontgomeryAnywhere in Montgomery County
1 county program1 county program a Willis homebuyer can use
The Willis marketThe Willis housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Willis
- 55% single-familysingle-family
- 4% townhousetownhouse
- 3.9% 2–4 units2–4 units
- 14.6% 5+ unitscondo & apartment buildings (5+ units)
- 22.5% mobile & othermobile home & other
Condos count. Willis’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Willis’s homes were built
pre-19401970s2020+
7%
of Willis homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Montgomery County, 4-person household (2026)
$68,632
Willis median household incomeMedian household income in Willis (Census, 2024)
23 of the 113 programs here set their income limit as a share of Montgomery County’s area median income, adjusted for household size. See the published limits for Montgomery County
Free help nearbyFree help near Willis
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Willis’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Montgomery County Home Fund Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Willis questions
Does Willis have its own down payment program?
No program run for Willis alone is listed. A home in Willis can use the 1 program that cover Montgomery County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Willis?
Willis’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Montgomery County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Montgomery County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Willis?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77318 · 77378
Nearby in Montgomery
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.