Forgivable loan
Denton Homebuyers Assistance Program
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Denton County
Buying a home in Denton, TX
2 Denton programs and 50 statewide.Denton has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Denton’s own programs
Forgivable loan
Denton Homebuyer Assistance Program
First-time homebuyers · Income limits · Single-family
The Denton marketThe Denton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Denton
- 56.1% single-familysingle-family
- 2.6% townhousetownhouse
- 8.1% 2–4 units2–4 units
- 29.5% 5+ unitscondo & apartment buildings (5+ units)
- 3.7% mobile & othermobile home & other
Condos count. 1 of Denton’s 2 local and county programs accept condos. Denton Homebuyer Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Denton’s homes were built
pre-19401970s2020+
26.9%
of Denton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Denton County, 4-person household (2026)
$76,019
Denton median household incomeMedian household income in Denton (Census, 2024)
24 of the 114 programs here set their income limit as a share of Denton County’s area median income, adjusted for household size. See the published limits for Denton County
Free help nearbyFree help near Denton
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Denton questions
Does Denton have its own down payment program?
Yes, 2: Denton Homebuyers Assistance Program and Denton Homebuyer Assistance Program. Each is for homes inside Denton.
Can I use assistance on a condo in Denton?
1 of Denton’s 2 local and county programs accept condos. Denton Homebuyer Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Denton County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Denton County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Denton?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
76201 · 76202 · 76203 · 76204 · 76205 · 76206 · 76207 · 76208 · 76209 · 76210
Nearby in Denton
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.