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Down payment assistance

Buying a home in Providence, TX

50 statewide.

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What’s local to Providence

No program run for Providence or for Denton County alone is listed. A home in Providence can use the Texas statewide and federal programs below.

The closest city that runs its own program is Frisco, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

2 programs for homes in nearby cities

2 more programs are for homes in Denton. See them
  • Denton — Denton Homebuyers Assistance Program
  • Denton — Denton Homebuyer Assistance Program

Income limits in Denton County

How programs here set their income limits

$121,100
County area median income, 4 people (HUD)

See the published limits for Denton County

Free help nearby

Free help from a HUD-approved housing counselor

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Across Texas and nationwide

112 statewide & federal programs

Providence questions

Does Providence have its own down payment program?

No program run for Providence alone is listed. A home in Providence can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Providence?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Denton County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Denton County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Providence?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.