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Down payment assistance

Buying a home in Edinburg, TX

50 statewide.

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What’s local to Edinburg

No program run for Edinburg or for Hidalgo County alone is listed. A home in Edinburg can use the Texas statewide and federal programs below.

The closest city that runs its own program is Brownsville, about 50 miles away. City programs usually require the home to be inside that city’s limits.

The Edinburg market

Kinds of homes here

  • 57.9% single-family
  • 1.1% townhouse
  • 22.5% 2–4 units
  • 13.4% 5+ units
  • 5.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

17%

of Edinburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$64,000
County area median income, 4 people (HUD)
$59,466
Edinburg median household income

See the published limits for Hidalgo County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Texas and nationwide

112 statewide & federal programs

Edinburg questions

Does Edinburg have its own down payment program?

No program run for Edinburg alone is listed. A home in Edinburg can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Edinburg?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Hidalgo County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Hidalgo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Edinburg?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Edinburg. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

78539 · 78540

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.