Deferred second loan
Brownsville Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · Single-family
Down payment assistance · Cameron County
Buying a home in Brownsville, TX
2 Brownsville programs and 50 statewide.Brownsville has 2 programs of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Brownsville addresses
Brownsville’s own programs
Deferred second loan
Homebuyer Assistance (HBA) Program
First-time homebuyers · New construction · Income limits · Single-family detached, townhouse, condominium, PUD · CDCB also originates Colonia Self-Help Housing (separate program).
The Brownsville marketThe Brownsville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Brownsville
- 68% single-familysingle-family
- 2.9% townhousetownhouse
- 8.7% 2–4 units2–4 units
- 15.3% 5+ unitscondo & apartment buildings (5+ units)
- 5% mobile & othermobile home & other
Condos count. 1 of Brownsville’s 2 local and county programs accept condos. Brownsville Down Payment Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Brownsville’s homes were built
pre-19401970s2020+
29.5%
of Brownsville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$64,600
County area median income, 4 people (HUD)HUD area median income, Cameron County, 4-person household (2026)
$52,130
Brownsville median household incomeMedian household income in Brownsville (Census, 2024)
24 of the 114 programs here set their income limit as a share of Cameron County’s area median income, adjusted for household size. See the published limits for Cameron County
Free help nearbyFree help near Brownsville
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Brownsville questions
Does Brownsville have its own down payment program?
Yes, 2: Brownsville Down Payment Assistance Program and Homebuyer Assistance (HBA) Program. Each is for homes inside Brownsville.
Can I use assistance on a condo in Brownsville?
1 of Brownsville’s 2 local and county programs accept condos. Brownsville Down Payment Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cameron County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Cameron County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Brownsville?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Brownsville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
78520 · 78521 · 78522 · 78523 · 78526
Nearby in Cameron
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.