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Down payment assistance

Buying a home in Kilgore, TX

50 statewide.

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What’s local to Kilgore

No program run for Kilgore or for Gregg County alone is listed. A home in Kilgore can use the Texas statewide and federal programs below.

The closest city that runs its own program is Longview, about 11 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

2 programs for homes in nearby cities

2 more programs are for homes in Longview. See them
  • Longview — First Time Home Buyer (FTHB)
  • Longview — Longview First Time Home Buyer Program

The Kilgore market

Kinds of homes here

  • 79.6% single-family
  • 0.5% townhouse
  • 4.6% 2–4 units
  • 8.3% 5+ units
  • 7.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

61.2%

of Kilgore homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$80,600
County area median income, 4 people (HUD)
$66,295
Kilgore median household income

See the published limits for Gregg County

Free help nearby

Free help from a HUD-approved housing counselor

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Across Texas and nationwide

112 statewide & federal programs

Kilgore questions

Does Kilgore have its own down payment program?

No program run for Kilgore alone is listed. A home in Kilgore can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Kilgore?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Gregg County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Gregg County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Kilgore?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

75662 · 75663

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.