Harris County Down Payment Assistance Program
Silent second · Forgiven over 5 yrs · Income limits
Down payment assistance · Harris County
Buying a home in Nassau Bay, TX
4 county programs and 50 statewide.Nassau Bay has no program of its own, 4 across Harris County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Nassau Bay
No program of Nassau Bay’s own yet
No program run for Nassau Bay alone is listed. A home in Nassau Bay can use Harris County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Baytown, about 15 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HarrisAnywhere in Harris County
4 county programs4 county programs a Nassau Bay homebuyer can use
6 more programs are for homes in Houston and Baytown. See them 6 programs in neighboring cities — for homes inside those cities, not Nassau Bay
The Nassau Bay marketThe Nassau Bay housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Nassau Bay
- 33% single-familysingle-family
- 11.7% townhousetownhouse
- 1.5% 2–4 units2–4 units
- 53.8% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 1 of Nassau Bay’s 4 local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Nassau Bay’s homes were built
pre-19401970s2020+
72.4%
of Nassau Bay homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Harris County, 4-person household (2026)
$71,696
Nassau Bay median household incomeMedian household income in Nassau Bay (Census, 2024)
25 of the 116 programs here set their income limit as a share of Harris County’s area median income, adjusted for household size. See the published limits for Harris County
Free help nearbyFree help near Nassau Bay
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Nassau Bay questions
Does Nassau Bay have its own down payment program?
No program run for Nassau Bay alone is listed. A home in Nassau Bay can use the 4 programs that cover Harris County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Nassau Bay?
1 of Nassau Bay’s 4 local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Harris County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Harris County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Nassau Bay?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Nassau Bay. Create a free account and take the 90-second match to see the ones near you.
Nearby in Harris
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.