Down payment assistance · Ellis County
Buying a home in Oak Leaf, TX
50 statewide.Oak Leaf has no program of its own, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Oak Leaf
No program of Oak Leaf’s own yet
No program run for Oak Leaf or for Ellis County alone is listed. A home in Oak Leaf can use the Texas statewide and federal programs below.
The closest city that runs its own program is Grand Prairie, about 18 miles away. City programs usually require the home to be inside that city’s limits.
The Oak Leaf marketThe Oak Leaf housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Oak Leaf
- 98.5% single-familysingle-family
- 0.3% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Oak Leaf’s homes were built
32.1%
of Oak Leaf homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
22 of the 112 programs here set their income limit as a share of Ellis County’s area median income, adjusted for household size. See the published limits for Ellis County
Free help nearbyFree help near Oak Leaf
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Oak Leaf questions
Does Oak Leaf have its own down payment program?
No program run for Oak Leaf alone is listed. A home in Oak Leaf can use the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oak Leaf?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Ellis County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Ellis County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oak Leaf?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Oak Leaf. Create a free account and take the 90-second match to see the ones near you.
Nearby in Ellis
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.