Dallas County UPCAP Program
Assistance grant · Forgiven over 5 yrs · Income limits
Down payment assistance · Dallas County
Buying a home in Hutchins, TX
2 county programs and 50 statewide.Hutchins has no program of its own, 2 across Dallas County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hutchins
No program of Hutchins’s own yet
No program run for Hutchins alone is listed. A home in Hutchins can use Dallas County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Mesquite, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DallasAnywhere in Dallas County
2 county programs2 county programs a Hutchins homebuyer can use
7 more programs are for homes in Dallas, Irving, Mesquite and Grand Prairie. See them 7 programs in neighboring cities — for homes inside those cities, not Hutchins
- Dallas — Dallas Homebuyer Assistance
- Dallas — Dallas Anti-Displacement Program (DHAP 10)
- Irving — Irving Down Payment Assistance Program
- Mesquite — Mesquite Down Payment Assistance Program
- Grand Prairie — Grand Prairie Buying Power Program
- Dallas — Dallas Area Habitat for Humanity Down Payment Assistance
- Irving — Homebuyer Down Payment Assistance Program
The Hutchins marketThe Hutchins housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hutchins
- 52% single-familysingle-family
- 0% townhousetownhouse
- 1.7% 2–4 units2–4 units
- 27.1% 5+ unitscondo & apartment buildings (5+ units)
- 19.2% mobile & othermobile home & other
Condos count. 1 of Hutchins’s 2 local and county programs accept condos. Dallas County UPCAP Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hutchins’s homes were built
pre-19401970s2020+
36.5%
of Hutchins homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Dallas County, 4-person household (2026)
$47,829
Hutchins median household incomeMedian household income in Hutchins (Census, 2024)
24 of the 114 programs here set their income limit as a share of Dallas County’s area median income, adjusted for household size. See the published limits for Dallas County
Free help nearbyFree help near Hutchins
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Hutchins questions
Does Hutchins have its own down payment program?
No program run for Hutchins alone is listed. A home in Hutchins can use the 2 programs that cover Dallas County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hutchins?
1 of Hutchins’s 2 local and county programs accept condos. Dallas County UPCAP Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Dallas County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Dallas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hutchins?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Hutchins. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75141
Nearby in Dallas
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.