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Down payment assistance

Buying a home in Oyster Creek, TX

50 statewide.

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What’s local to Oyster Creek

No program run for Oyster Creek or for Brazoria County alone is listed. A home in Oyster Creek can use the Texas statewide and federal programs below.

The closest city that runs its own program is Texas City, about 37 miles away. City programs usually require the home to be inside that city’s limits.

The Oyster Creek market

Kinds of homes here

  • 45.3% single-family
  • 0% townhouse
  • 1.8% 2–4 units
  • 0% 5+ units
  • 52.9% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

43.5%

of Oyster Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$126,000
County area median income, 4 people (HUD)

See the published limits for Brazoria County

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Across Texas and nationwide

112 statewide & federal programs

Oyster Creek questions

Does Oyster Creek have its own down payment program?

No program run for Oyster Creek alone is listed. A home in Oyster Creek can use the 50 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Oyster Creek?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Brazoria County?

Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Brazoria County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Oyster Creek?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.