Homebuyer Assistance (HBA) Program
Deferred second loan · New construction · Income limits
Down payment assistance · Cameron County
Buying a home in Santa Rosa, TX
1 county program and 50 statewide.Santa Rosa has no program of its own, 1 across Cameron County, and 50 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Santa Rosa
No program of Santa Rosa’s own yet
No program run for Santa Rosa alone is listed. A home in Santa Rosa can use Cameron County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Brownsville, about 32 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CameronAnywhere in Cameron County
1 county program1 county program a Santa Rosa homebuyer can use
1 more program is for homes in Brownsville. See them 1 program in neighboring cities — for homes inside those cities, not Santa Rosa
- Brownsville — Brownsville Down Payment Assistance Program
Income limits in Cameron County
How programs here set their income limits
$64,600
County area median income, 4 people (HUD)HUD area median income, Cameron County, 4-person household (2026)
23 of the 113 programs here set their income limit as a share of Cameron County’s area median income, adjusted for household size. See the published limits for Cameron County
Free help nearbyFree help near Santa Rosa
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Santa Rosa’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Homebuyer Assistance (HBA) Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Santa Rosa questions
Does Santa Rosa have its own down payment program?
No program run for Santa Rosa alone is listed. A home in Santa Rosa can use the 1 program that cover Cameron County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Santa Rosa?
Santa Rosa’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cameron County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Cameron County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Santa Rosa?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
78593
Nearby in Cameron
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.