Homebuyer Assistance (HBA) Program
Deferred second loan · New construction · Income limits
Down payment assistance · Cameron County
Buying a home in South Point, TX
1 county program and 50 statewide.South Point has no program of its own, 1 across Cameron County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to South Point
No program of South Point’s own yet
No program run for South Point alone is listed. A home in South Point can use Cameron County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Brownsville, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CameronAnywhere in Cameron County
1 county program1 county program a South Point homebuyer can use
1 more program is for homes in Brownsville. See them 1 program in neighboring cities — for homes inside those cities, not South Point
- Brownsville — Brownsville Down Payment Assistance Program
The South Point marketThe South Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in South Point
- 86.4% single-familysingle-family
- 8.4% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 5.2% mobile & othermobile home & other
Condos count. South Point’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When South Point’s homes were built
pre-19401970s2020+
11%
of South Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$64,600
County area median income, 4 people (HUD)HUD area median income, Cameron County, 4-person household (2026)
$49,779
South Point median household incomeMedian household income in South Point (Census, 2024)
23 of the 113 programs here set their income limit as a share of Cameron County’s area median income, adjusted for household size. See the published limits for Cameron County
Free help nearbyFree help near South Point
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
South Point’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Homebuyer Assistance (HBA) Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
South Point questions
Does South Point have its own down payment program?
No program run for South Point alone is listed. A home in South Point can use the 1 program that cover Cameron County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Point?
South Point’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cameron County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Cameron County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near South Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of South Point. Create a free account and take the 90-second match to see the ones near you.
Nearby in Cameron
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.