Homebuyer Assistance (HBA) Program
Deferred second loan · New construction · Income limits
Down payment assistance · Cameron County
Buying a home in Los Fresnos, TX
1 county program and 50 statewide.Los Fresnos has no program of its own, 1 across Cameron County, and 50 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Los Fresnos
No program of Los Fresnos’s own yet
No program run for Los Fresnos alone is listed. A home in Los Fresnos can use Cameron County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Brownsville, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CameronAnywhere in Cameron County
1 county program1 county program a Los Fresnos homebuyer can use
1 more program is for homes in Brownsville. See them 1 program in neighboring cities — for homes inside those cities, not Los Fresnos
- Brownsville — Brownsville Down Payment Assistance Program
Income limits in Cameron County
How programs here set their income limits
$64,600
County area median income, 4 people (HUD)HUD area median income, Cameron County, 4-person household (2026)
23 of the 113 programs here set their income limit as a share of Cameron County’s area median income, adjusted for household size. See the published limits for Cameron County
Free help nearbyFree help near Los Fresnos
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Los Fresnos’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Homebuyer Assistance (HBA) Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Los Fresnos questions
Does Los Fresnos have its own down payment program?
No program run for Los Fresnos alone is listed. A home in Los Fresnos can use the 1 program that cover Cameron County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Los Fresnos?
Los Fresnos’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cameron County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Cameron County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Los Fresnos?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Los Fresnos. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
78566
Nearby in Cameron
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.