Harris County Down Payment Assistance Program
Silent second · Forgiven over 5 yrs · Income limits
Down payment assistance · Harris County
Buying a home in Cypress, TX
4 county programs and 50 statewide.Cypress has no program of its own, 4 across Harris County, and 50 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Cypress
No program of Cypress’s own yet
No program run for Cypress alone is listed. A home in Cypress can use Harris County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Houston, about 25 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HarrisAnywhere in Harris County
4 county programs4 county programs a Cypress homebuyer can use
6 more programs are for homes in Houston and Baytown. See them 6 programs in neighboring cities — for homes inside those cities, not Cypress
Income limits in Harris County
How programs here set their income limits
$104,000
County area median income, 4 people (HUD)HUD area median income, Harris County, 4-person household (2026)
25 of the 116 programs here set their income limit as a share of Harris County’s area median income, adjusted for household size. See the published limits for Harris County
Free help nearbyFree help near Cypress
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Cypress questions
Does Cypress have its own down payment program?
No program run for Cypress alone is listed. A home in Cypress can use the 4 programs that cover Harris County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cypress?
1 of Cypress’s 4 local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Harris County?
Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Harris County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cypress?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Cypress. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77410 · 77429 · 77433
Nearby in Harris
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.