Fort Bend County Down Payment Assistance Program
Forgivable loan · New construction · Income limits
Down payment assistance · Fort Bend County
Buying a home in Katy, TX
1 county program and 50 statewide.Katy has no program of its own, 1 across Fort Bend County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Katy
No program of Katy’s own yet
No program run for Katy alone is listed. A home in Katy can use Fort Bend County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Houston, about 28 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Fort BendAnywhere in Fort Bend County
1 county program1 county program a Katy homebuyer can use
The Katy marketThe Katy housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Katy
- 85.1% single-familysingle-family
- 2.5% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 5.4% 5+ unitscondo & apartment buildings (5+ units)
- 2.4% mobile & othermobile home & other
About condos. Katy’s one local program does not list condos as eligible. Fort Bend County Down Payment Assistance Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Katy’s homes were built
pre-19401970s2020+
20.4%
of Katy homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Fort Bend County, 4-person household (2026)
$114,912
Katy median household incomeMedian household income in Katy (Census, 2024)
23 of the 113 programs here set their income limit as a share of Fort Bend County’s area median income, adjusted for household size. See the published limits for Fort Bend County
Free help nearbyFree help near Katy
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Katy’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Fort Bend County Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Katy questions
Does Katy have its own down payment program?
No program run for Katy alone is listed. A home in Katy can use the 1 program that cover Fort Bend County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Katy?
Katy’s one local program does not list condos as eligible. Fort Bend County Down Payment Assistance Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fort Bend County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Fort Bend County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Katy?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77449 · 77450 · 77491 · 77492 · 77493 · 77494
Nearby in Fort Bend
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.