Galveston County Down Payment Assistance
Assistance grant · New construction · Income limits
Down payment assistance · Galveston County
Buying a home in Hitchcock, TX
1 county program and 50 statewide.Hitchcock has no program of its own, 1 across Galveston County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hitchcock
No program of Hitchcock’s own yet
No program run for Hitchcock alone is listed. A home in Hitchcock can use Galveston County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Texas City, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GalvestonAnywhere in Galveston County
1 county program1 county program a Hitchcock homebuyer can use
3 more programs are for homes in Galveston and Texas City. See them 3 programs in neighboring cities — for homes inside those cities, not Hitchcock
- Galveston — Galveston First Time Homebuyers Program
- Texas City — First Time Homebuyer's Program
- Texas City — Texas City First Time Homebuyers Program
The Hitchcock marketThe Hitchcock housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hitchcock
- 75.2% single-familysingle-family
- 1.3% townhousetownhouse
- 5.8% 2–4 units2–4 units
- 8.8% 5+ unitscondo & apartment buildings (5+ units)
- 8.9% mobile & othermobile home & other
About condos. Hitchcock’s one local program does not list condos as eligible. Galveston County Down Payment Assistance lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hitchcock’s homes were built
pre-19401970s2020+
45.1%
of Hitchcock homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,000
County area median income, 4 people (HUD)HUD area median income, Galveston County, 4-person household (2026)
$74,157
Hitchcock median household incomeMedian household income in Hitchcock (Census, 2024)
22 of the 113 programs here set their income limit as a share of Galveston County’s area median income, adjusted for household size. See the published limits for Galveston County
Free help nearbyFree help near Hitchcock
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Hitchcock’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Galveston County Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Hitchcock questions
Does Hitchcock have its own down payment program?
No program run for Hitchcock alone is listed. A home in Hitchcock can use the 1 program that cover Galveston County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hitchcock?
Hitchcock’s one local program does not list condos as eligible. Galveston County Down Payment Assistance lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Galveston County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Galveston County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hitchcock?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77563
Nearby in Galveston
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.