Assistance grant
McKinney Housing Finance Corporation + TDHCA Partnership DPA
First-time homebuyers · New construction · Income limits · Single-family
Down payment assistance · Collin County
Buying a home in McKinney, TX
1 McKinney program, 1 county program and 50 statewide.McKinney has 1 program of its own, 1 more across Collin County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for McKinney addresses
McKinney’s own program
Anywhere in CollinAnywhere in Collin County
1 county program1 county program a McKinney homebuyer can also use
5 more programs are for homes in Frisco and Plano. See them 5 programs in neighboring cities — for homes inside those cities, not McKinney
- Frisco — Frisco Down Payment Assistance Program
- Plano — Plano First-Time Homebuyers Assistance Program
- Plano — First Time Homebuyers Assistance and Educational Program (FTHB) - CDBG
- Plano — First Time Homebuyers Assistance and Educational Program (FTHB) - HOME
- Frisco — Targeted Down Payment Assistance Program
The McKinney marketThe McKinney housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in McKinney
- 70.5% single-familysingle-family
- 2.8% townhousetownhouse
- 3% 2–4 units2–4 units
- 22.8% 5+ unitscondo & apartment buildings (5+ units)
- 1% mobile & othermobile home & other
About condos. None of McKinney’s 2 local and county programs list condos as eligible. McKinney Housing Finance Corporation + TDHCA Partnership DPA lists single-family. Collin County First-Time Homebuyer Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When McKinney’s homes were built
pre-19401970s2020+
7.8%
of McKinney homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Collin County, 4-person household (2026)
$124,215
McKinney median household incomeMedian household income in McKinney (Census, 2024)
22 of the 114 programs here set their income limit as a share of Collin County’s area median income, adjusted for household size. See the published limits for Collin County
Free help nearbyFree help near McKinney
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
McKinney questions
Does McKinney have its own down payment program?
Yes, one: McKinney Housing Finance Corporation + TDHCA Partnership DPA, a assistance grant for first-time homebuyers (new construction, income limits). It is for homes inside McKinney.
Can I use assistance on a condo in McKinney?
None of McKinney’s 2 local and county programs list condos as eligible. McKinney Housing Finance Corporation + TDHCA Partnership DPA lists single-family. Collin County First-Time Homebuyer Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Collin County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Collin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near McKinney?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75069 · 75070 · 75071
Nearby in Collin
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.