Forgivable loan
Frisco Down Payment Assistance Program
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Collin County
Buying a home in Frisco, TX
2 Frisco programs, 1 county program and 50 statewide.Frisco has 2 programs of its own, 1 more across Collin County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Frisco addresses
Frisco’s own programs
Forgivable loan
Targeted Down Payment Assistance Program
Income limits · Single-family detached, condominium, townhouse, PUD. Must be primary residence.
Anywhere in CollinAnywhere in Collin County
1 county program1 county program a Frisco homebuyer can also use
4 more programs are for homes in Plano and McKinney. See them 4 programs in neighboring cities — for homes inside those cities, not Frisco
The Frisco marketThe Frisco housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Frisco
- 69.3% single-familysingle-family
- 3.1% townhousetownhouse
- 1.5% 2–4 units2–4 units
- 25.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. 2 of Frisco’s 3 local and county programs accept condos. Collin County First-Time Homebuyer Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Frisco’s homes were built
pre-19401970s2020+
1.5%
of Frisco homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Collin County, 4-person household (2026)
$150,212
Frisco median household incomeMedian household income in Frisco (Census, 2024)
24 of the 115 programs here set their income limit as a share of Collin County’s area median income, adjusted for household size. See the published limits for Collin County
Free help nearbyFree help near Frisco
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Frisco questions
Does Frisco have its own down payment program?
Yes, 2: Frisco Down Payment Assistance Program and Targeted Down Payment Assistance Program. Each is for homes inside Frisco.
Can I use assistance on a condo in Frisco?
2 of Frisco’s 3 local and county programs accept condos. Collin County First-Time Homebuyer Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Collin County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Collin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Frisco?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75034 · 75035
Nearby in Collin
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.