Collin County First-Time Homebuyer Program
Deferred second loan · New construction
Down payment assistance · Collin County
Buying a home in Celina, TX
1 county program and 50 statewide.Celina has no program of its own, 1 across Collin County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Celina
No program of Celina’s own yet
No program run for Celina alone is listed. A home in Celina can use Collin County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Frisco, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CollinAnywhere in Collin County
1 county program1 county program a Celina homebuyer can use
6 more programs are for homes in Frisco, Plano and McKinney. See them 6 programs in neighboring cities — for homes inside those cities, not Celina
- Frisco — Frisco Down Payment Assistance Program
- Plano — Plano First-Time Homebuyers Assistance Program
- McKinney — McKinney Housing Finance Corporation + TDHCA Partnership DPA
- Plano — First Time Homebuyers Assistance and Educational Program (FTHB) - CDBG
- Plano — First Time Homebuyers Assistance and Educational Program (FTHB) - HOME
- Frisco — Targeted Down Payment Assistance Program
The Celina marketThe Celina housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Celina
- 96.9% single-familysingle-family
- 0.7% townhousetownhouse
- 0.7% 2–4 units2–4 units
- 0.5% 5+ unitscondo & apartment buildings (5+ units)
- 1.2% mobile & othermobile home & other
About condos. Celina’s one local program does not list condos as eligible. Collin County First-Time Homebuyer Program lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Celina’s homes were built
pre-19401970s2020+
7.5%
of Celina homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$121,100
County area median income, 4 people (HUD)HUD area median income, Collin County, 4-person household (2026)
$170,894
Celina median household incomeMedian household income in Celina (Census, 2024)
22 of the 113 programs here set their income limit as a share of Collin County’s area median income, adjusted for household size. See the published limits for Collin County
Free help nearbyFree help near Celina
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Celina questions
Does Celina have its own down payment program?
No program run for Celina alone is listed. A home in Celina can use the 1 program that cover Collin County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Celina?
Celina’s one local program does not list condos as eligible. Collin County First-Time Homebuyer Program lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Collin County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Collin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Celina?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
75009
Nearby in Collin
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.