Jefferson County Down Payment Assistance
Assistance grant · New construction · Income limits
Down payment assistance · Jefferson County
Buying a home in Nederland, TX
1 county program and 50 statewide.Nederland has no program of its own, 1 across Jefferson County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Nederland
No program of Nederland’s own yet
No program run for Nederland alone is listed. A home in Nederland can use Jefferson County’s programs below, plus the Texas statewide and federal ones.
The closest city that runs its own program is Port Arthur, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in JeffersonAnywhere in Jefferson County
1 county program1 county program a Nederland homebuyer can use
3 more programs are for homes in Beaumont and Port Arthur. See them 3 programs in neighboring cities — for homes inside those cities, not Nederland
- Beaumont — Legacy CDC Down Payment Assistance
- Beaumont — Beaumont Down Payment Assistance Program
- Port Arthur — Port Arthur Homebuyer Program
The Nederland marketThe Nederland housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Nederland
- 81.5% single-familysingle-family
- 2.4% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 8.1% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
About condos. Nederland’s one local program does not list condos as eligible. Jefferson County Down Payment Assistance lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Nederland’s homes were built
pre-19401970s2020+
58.8%
of Nederland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$87,700
County area median income, 4 people (HUD)HUD area median income, Jefferson County, 4-person household (2026)
$77,570
Nederland median household incomeMedian household income in Nederland (Census, 2024)
23 of the 113 programs here set their income limit as a share of Jefferson County’s area median income, adjusted for household size. See the published limits for Jefferson County
Free help nearbyFree help near Nederland
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Nederland’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Jefferson County Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Nederland questions
Does Nederland have its own down payment program?
No program run for Nederland alone is listed. A home in Nederland can use the 1 program that cover Jefferson County and the 50 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Nederland?
Nederland’s one local program does not list condos as eligible. Jefferson County Down Payment Assistance lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jefferson County?
Each program sets its own. 23 of the programs here set theirs as a share of HUD’s area median income for Jefferson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Nederland?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Nederland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77627
Nearby in Jefferson
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.