Assistance grant
Port Arthur Homebuyer Program
First-time homebuyers · Income limits · Single-family
Down payment assistance · Jefferson County
Buying a home in Port Arthur, TX
1 Port Arthur program, 1 county program and 50 statewide.Port Arthur has 1 program of its own, 1 more across Jefferson County, and 50 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Port Arthur addresses
Port Arthur’s own program
Anywhere in JeffersonAnywhere in Jefferson County
1 county program1 county program a Port Arthur homebuyer can also use
The Port Arthur marketThe Port Arthur housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Port Arthur
- 68.6% single-familysingle-family
- 1.3% townhousetownhouse
- 6.6% 2–4 units2–4 units
- 22% 5+ unitscondo & apartment buildings (5+ units)
- 1.6% mobile & othermobile home & other
About condos. None of Port Arthur’s 2 local and county programs list condos as eligible. Port Arthur Homebuyer Program lists single-family. Jefferson County Down Payment Assistance lists single-family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Port Arthur’s homes were built
pre-19401970s2020+
57.2%
of Port Arthur homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$87,700
County area median income, 4 people (HUD)HUD area median income, Jefferson County, 4-person household (2026)
$46,354
Port Arthur median household incomeMedian household income in Port Arthur (Census, 2024)
24 of the 114 programs here set their income limit as a share of Jefferson County’s area median income, adjusted for household size. See the published limits for Jefferson County
Free help nearbyFree help near Port Arthur
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Texas and nationwide
112 statewide & federal programs50 statewide programs, plus federal options
Port Arthur questions
Does Port Arthur have its own down payment program?
Yes, one: Port Arthur Homebuyer Program, a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Port Arthur.
Can I use assistance on a condo in Port Arthur?
None of Port Arthur’s 2 local and county programs list condos as eligible. Port Arthur Homebuyer Program lists single-family. Jefferson County Down Payment Assistance lists single-family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jefferson County?
Each program sets its own. 24 of the programs here set theirs as a share of HUD’s area median income for Jefferson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Port Arthur?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Port Arthur. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
77640 · 77641 · 77642 · 77643
Nearby in Jefferson
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.